Rocket money vs mint reddit. I like the interface & how it tracks.
Rocket money vs mint reddit expenses currently is the hard part but once you do that its totally worth it and you can see exactly where you spend money vs a YNAB is great for budget and can really help you understand where your money is going, and meet your savings goals. It shows you how much you’ve spent versus earned, what your top spending categories are, and how Rocket Money (formerly Truebill) is an automated financial assistance service that helps people manage their subscriptions, lower their Mint is a budgeting app first and foremost, whereas Rocket Money is a personal finance app with budgeting, credit reporting, and bill negotiation features. Immigrated in 2019 and so credit history is lower than typical for my age. Please contact the moderators of this subreddit if you have any questions or concerns. The best way I’ve heard it put is “Your bank is simply a place to hold your money. It's like if I have a checking and a savings account at a bank but only show mint the checking. I’m impressed with what it’s able to differentiate but I haven’t really started spending spending yet so I’ll see. Disclaimer: I do not use any of these, but am considering all of them, as well as Simplifi, Lunch Money, Pocket Guard. Say Hi if you see us, we Hey! Co-founder at Monarch here 👋 Just wanted to clarify you can deactivate system categories, which will hide them everywhere in the UI. If you categorize every transaction (you can set up rules) and go back 12 months (it will load 3 and you have to manually upload the other 9) you can set up annual budgets that automatically create baselines from your spending categories and Mint was one of the longest-standing budgeting apps on the market until its parent company, Intuit, announced in late 2023 that it would shut down the app as of January 1, 2024. I used Mint mostly for bill tracking, upcoming bills, the amount due, and if the account is set up with AutoPay already or not. EveryDollar: The Best Mint Alternative. Formerly known as Truebill before being acquired by Rocket Companies in 2022, it offers a unique blend of services. If you want a great mobile app, go with copilot. r/mintuit and r/ynab. Simple interface to track spending and create a budget based on expenses. com budgeting suite Try Rocket Money! Best alternative to Mint imo. Mint was one of the most popular budgeting apps out there before they announced they’ll be shutting down this year. Rocket Money - all around Fina (fina. I am using the premium version of Rocket Money because it turns out I get it for free since Rocket Loans acquired my Mortgage a few years back. Mint; and once there, filtering is a little clunky and Monarch/Rocket Money/Simplifi/Copilot . If they successfully lower your bill they will charge you a fee for their service but that is calculated on how much they lower your bill Rocket Money and Quicken Simplifi are two great budgeting apps that you can use to manage your money and finances. I've been able to add all my accounts (and properties) to Monarch. I joined EveryDollar for about 20 minutes before cancelling and deleting. You might remember there used to be Quicken Loans Arena. It’s worth noting that Quicken and Rocket now have not f to do with each other besides both use to be parts of Intuit. With YNAB, you set up your limits for each category and then when you make a purchase, or as you're about to make a purchase, you add it to YNAB and it deducts that I’ve been trying Rocket Money, Simplifi and Monarch Money. 1. You can move money from one category to another. It still takes effort to align to what you did That was a huge frustration point with Mint and rocket money has that fixed. Rocket Money and Trim are both free to sign up for and It costs money but it’s 50% off the first year if you’re switching from Mint and it is the closest to Mint I could find plus a lot more mobile friendly with widgets and such. I’d rather avoid paying for something, which is why I was using Mint. This sub is "semi-official" in that Official Mint representatives post and make announcements here, but it it moderated by volunteers. Internet Culture (Viral) Amazing; Animals & Pets; Cringe & Facepalm Rocket Money VS. You can use the importer to import bank csv files from your bank. I am now between Rocket Money (free if you have a rocket mortgage) and Simplifi Money. Has everything I used Mint for with flawless integrations. Tried importing my 15yr mint history but it was too much work to reconcile the various categories. Now I’m the last 6 months there’s been the ongoing issue with Plaid and it’s made budgeting nearly impossible since I I've reviewed both Empower and Monarch as the top Mint alternatives. Rocket owns the trademark because they became independent first (as Quicken Loans). Rocket money or Mint . So far I like it. Or, if you prefer interacting with communities and educational material, then Simplifi is the best option for you because it provides you with community interaction and the best educational material. So I unfortunately chose the wrong time to finally get into mint and saw they are closing down, and have been looking for alternatives. I dislike the idea of paying for it (vs Mint) but I’ve become too reliant on something like this to budget and track in one area. Maybe a bit less customization with custom spending categories. Get the Reddit app Scan this QR code to download the app now. We had to login to the same account for Mint. Rocket Money is a versatile financial management tool that caters to both basic budgeting and advanced financial planning. M 28. Mint vs. As you read through the descriptions of Rocket Money and Mint below, mark down those services you feel can really make a difference in the success of your budget. I believe the trick to solve this is to list transaction on mint per account, and do a separate export for each. Rocket Money vs Simplifi – My Final Verdict: Who Takes The Financial Crown? Can I Migrate From Mint To Simplifi? Yes, transferring data from Mint to Simplifi is possible. It LOOKS LIKE it may have what I need post-merge - tracking monthly spend by categories, and monitoring CC transactions on a regular basis. I recommend doing all their workshops, especially the getting started. I just hope rocket money doesn’t take away the “free” option or get acquired by some fuck face company missing a brain. Cost. It works but is a bit of a PITA to keep up to date. I started using rocket money. Simplifi Money has been excellent in helping me with this. Features. Rocket Money. Monarch has a higher price iirc and the exact same features as rocket money. For weeks I have been trying to get help but the owners or support. The subscription tracking actually works in Rocket Money. Quicken Simplifi - Rocket Money - quick review - No support for real amount due in upcoming bill tracking I am going to miss the Mint so much. ) Rocket Money Monarch is easily the best one and offers a painless Mint transaction importing experience (do that after you've setup all your accounts in Monarch as you'll map the transactions to accounts currently in Monarch). But I’d like to hear if you think I’m wrong about that, or if you’re just sharing your love of rocket money! I’m going to try it out I think, the budget approach seems different than others and interesting I’m using quicken simplifi right now on a 3 month free trial, parallel to Mint. Everything is a budget, but honestly the main issue with Simplifi is that it doesn’t do true splits, one transaction -> two separate transactions. Mint was one of the first tools in the online budgeting space and Mint is fine for tracking where you've spent in the past, but but isn't very fine tuned for what your money should be doing right now. Rocket Money Exploring Alternatives: Rocket Money vs YNAB vs NerdWallet. I have tried going back to Mint and that just doesn't work for me. Welcome to r/fintech -- a place to discuss how technology is changing financial services. Learn the basics and how to make credit cards work for you. I did try my employee ID already, but its not working. Empower has the same issue of just brining over a gross balance with no way of subtracting margin debt. Rocket Money, although slightly cheaper, offers a confusing sliding scale and gives users the option to choose what they pay. If not, then I’ll have to look elsewhere. $5. Just to be clear, I run on a very simple budget with only 14 total categories. (named Nahida) - the Dendro Archon who reigns over Sumeru, now on Reddit too! ⏤⏤⏤⏤⏤⏤⏤⏤⋆ ⋆⏤⏤⏤⏤⏤⏤⏤⏤ 🌺 Join us for fun events, giveaways, leaked content news and discussion, wholesome and cute fan art, dedicated theorycrafting, general Genshin-related stuff, and In this article, I will dive into the key differences and strengths of Rocket Money vs YNAB, helping you make the best choice for your financial journey. Im in canada and use RBC, Sunlife and Shareworks. If you put in the time, Quicken is more powerful in a few ways. Trim. Rocket Money Website: rocketmoney. Long time Mint user and current Credit Karma hater. Mint was great because it did it both; I don't think it can be fully replaced by any single app currently available. I will not give my hard earned money for a company who doesn't value client support. We use Empower. I really like Rocket Money, which is why I haven’t ditched them (I chose to pay $5/mo). That worked, but a lot of cleaning needed to happen, and I was already getting frustrated that two of my main accounts didn't connect. Rocket has a free version but it lacks features and has no free trial, so stopped on that one. Or check it out in the app stores Anyone here used rocket money and switched to Monarch? I currently use Rocket money but wondering if Monarch is better or worth making the switch. Rocket Money vs Mint. Why is there no capability to split shared/group transactions like Rocket money. Keep reading to find out which tool can turn your financial chaos into clarity. When comparing Rocket Money versus Quicken Simplifi, the best app for you depends on the functionalities you need. I just cancelled Monarch money because their customer support is terrible. That’s my main drawback with apps is not truly tracking/differentiating everything. There is a long-standing Mint bug that Mint can only export 10,000 transactions per export request. YNAB is the decision maker for how that money gets spent. Check out the full Rocket Money vs. Money Patrol seems to be the best completely free option. They both have a range of features that can help you keep track of your spending. I'm shifting all accounts over to Rocket Money and so far it's been great! I agree. You need a budget. It also offers bill I'm a casual Mint user who used the product mostly for net worth and spend tracking. Now I'm with Simplifi (and hearing that Quicken is 'good' again!). The loans are likely their money maker, and the app is a friendly way for you to interact with their brand so when you want or need that financing you're more likely Hi, on the free (trying it out as a mint refuge, as well as simplify) 1/ I know I Can't even do custom category in the free, but find it odd they After getting fed up with having to manually do so much in Mint, I was on the hunt for something with more automation features and came across Monarch. Mint or Rocket Money). Since Microsoft Money was discontinued, I don't think there IS any other, viable alternative. We don’t let you delete them because they have smart mappings, and we want to preserve those in case the category becomes relevant to you in the future (ex: a “mortgage” category before you buy your first home), but deactivating them hides Yo add the accounts manually you have to go to the last tab on the right “more”, and then “net worth” and there you can see assets and debt and the accountants can be added manually. A support rep quickly hooked me up. My Final Verdict: Empower vs Rocket Money Empower and Rocket Money each offer unique features that cater to different aspects of personal finance management. In Mint, you have to use the nb. With this approach, you allocate every dollar Get the Reddit app Scan this QR code to download the app now I made the transition after Mint was pseudo-integrated into Credit Karma and so far Rocket Money does pretty much everything Mint did, but better. To help track my many credit cards, so I linked them all. Rocket Money is more basic and easier to ease your way into apps IMO, which is why I liked it better at first; but Simplifi has much more functionality for the long run One good open source solution is Firefly-III. We are a community of fintech enthusiasts bubbling up new tools, technologies and platforms in various industries, including (but not necessarily limited to) banking, payments, insurance, investing, and I have also been using Rocket Money for over 3 years (I originally created an account to compare it to Mint). Though both are free budgeting apps, Mint and Rocket Money (Truebill) differ in the number of features their free apps have vs. However Mint support keeps telling me to enter Alight ID (I don't know) and then Citi company ID (I don't know either). I am unable to link my auto loan & Apple Card & need to manually upload Apple Card statements. Its UI is a bit uglier but it’s functional. When I transfer money into the savings, mint won't be able to see it. Versus Mint where all the data is in a defined location and standardized format, and kept up to date. Please first read the Mint Mobile Reddit FAQ that is stickied and linked in the sub about and sidebar, as this answers most questions posted in this sub. With Mint slated to shut down in early 2024, many of its users are on the hunt for a replacement platform. Can’t speak to Rocket Money, but I’ve been MOSTLY satisfied with Simplifi from Quicken. This never worked for me in Mint. I wish lunch money has the same structure for payment but I think the lowest you can pay is $40 a year. My main focus is cash flow, tracking spending, income and budgeting including my credit cards. Monarch is way better in terms of keeping Mint categories. Or check it out in the app stores TOPICS. ) Nerd Wallet 3. Also, I can’t believe EveryDollar app is charging $13 a month. I tried Rocket Money initially when I was evaluating apps to use (didn’t previously use mint, just happened to be looking for budgeting apps around the time mint shut down). if you want to use their savings tools you have to subscribe. I only imported 2022 and 2023 Mint data into Simplifi. 612 subscribers in the TheMoneyMix community. ” In my opinion, it’s the difference between deciding where to spend your money, vs. 5 min read Mint is closing their budgeting app in 2024, and users are in the market for a new one. I’d say 100% empower is better. To my knowledge, Rocket doesn't let you do that. Understanding how credit cards work can unlock higher credit scores, cash back offers and more. Being able to monitor I’m finally ready to move away from Mint and have done a ton of research and am going move forward wirh either Copilot, Rocket Money, or Empower. The issue with Rocket Money is you can only do the budget from the mobile app but it's coming (soon) to the web. The older data, which came from mint, does have all my annotations. Mint was the only service in the industry that maintained a live connection to the Apple Card for tracking transactions and balance history. TL;DR: I dropped Simplifi and went with Monarch Money. NerdWallet, Rocket Money, Empower Those of you who use some of these free alternatives to mint, I'm wondering if you use them to track your auto property and if so how well do they do it? A big feature I loved in mint was tracking my vehicle's value over time, I would manually update the mileage every quarter so I could see the difference Mint vs. Rocket Money and Mint have more similarities than differences, but you’ll probably need to pay for a Rocket Money Premium account to enjoy its full benefits. Rocket Money is a great tool for budgeting and is fairly new to the market, so still developing its feature set and has excelled with their "Subscription Management" efforts. I won't mind paying the annual fee to be ad-free. com connection and it only brings over the gross balance and not the net balance. Lunchmoney works with RBC but not Sunlife and is pretty good. There are pros and cons to eac Welcome to the Mint Mobile subreddit. If you care about mainly subscription tracking, go rocket money (rockeymoney used to be truebill). Full circle! I also tried Rocket Money, but some of the features I wanted are only available for a fee so it wasn't a significantly better value than Monarch (don't recall the price; may not have been any cheaper at all), and it doesn't have the 2 levels of transaction groups/categories that I Rocket Money. Empower was one of the weakest of those options only slightly better than the bare bones offering Trim offers. Also: The best identity theft protection and credit monitoring services of 2024 Monarch Money provides a financial framework for zero-based budgeting. Meaning, RM will fully detail your spending and seems to be more of an "after the fact" way of managing your money. We're not just managing money; we're saving it like financial superheroes. We moved from MINT to Monarch. Then tried Mint. Even though Mint is no longer in existence, there are plenty of budgeting apps to consider. Link below for 30 day free trial. Always having to re-establish connections. . Mint has both a free and premium budgeting app. wondering what you spent all your money on. Reply reply Rocket Money uses Plaid which can't import Edward Jones or Venmo but the interface is already much better than Mint and doesn't even compare with Credit Karma. Simplifi. I currently REALLY like both Mint and Simplifi (have not yet tried any current Quicken version). So if you try to export all 14K transaction you will be missing 4K transactions from the csv. Honestly, UI may be slightly better too. View community ranking In the Top 20% of largest communities on Reddit. Mint showdown here My wife and I have been trying Rocket Money for a couple of days to replace Mint. Great tools to track spending, planned expenses, savings goals, and overall net worth. I like Rocket Money for its bill negotiation and subscription cancellation features, but the rest of its Monarch or rocket money. We are Reddit's primary hub for all Recently switched. Empower is also free and is the closest to mint that I have found. For Simplifi and Monarch I have connected a few accounts and imported Mint history. YNAB, Mint, and Truebill (Rocket Money): Breaking Down The 3 Best Budgeting Apps. Thank you for being a Mint user! Yes, Mint will go away, but some of the most popular Mint-like features are available on Intuit Credit Karma, and you will be able to bring the majority of your Mint financial account balances, historical net worth, and 3 One- this is another thing I like about YNAB vs mint. Rocket Money vs Quicken: Your Introduction Rocket Money: Increase Your Financial Well-Being. You either go over budget or you don't. "Budgeting" usually fails for most people, because you can never predict every nonrecurring exoense. Can someone explain the difference between some of these services like Rocket Money, Monarch, Personal Capital, vs Mint? They seem identical (some worse) yet require a fee? Basically, YNAB is more focused on putting all of your money to work (assigning it to bills, expenses and savings). Mint has been around a long time. But it doesn’t work for everything. Mint Yes I have to manually update this, but it’s good for me to check each account every month and think about what I’m doing with it (savings vs 401k) and most importantly, I’m not sharing my private information with any company that’l either sell my info or become a sell out (ahem Mint). Didn't really use budgeting features. Once Mint absorbs into CK, I’m going to go in parellel with that. We are a community of fintech enthusiasts bubbling up new tools, technologies and platforms in various industries, including (but not necessarily limited to) banking, payments, insurance, investing, and Importing from Mint worked, but it was super manual Cons: Both web & iOS are kind of laggy and slow at times, especially editing transactions Not as pretty as Monarch Fidelity 529 does not show up Pretty much the same accounts that didn't work in Mint don't work in Simplifi No rollover budgets without workaround Monarch I have finally rebounded back to Rocket Money. I use mainly its expense tracking function to semi-automatically categorize where all our transactions go, and then look at macro level where my family is spending money by category, how the trends are looking, and where are the biggest 80/20 opportunities for saving. I really like the "give every dollar a job - digital cash in an envelope" format of YNAB's budget compared to Rocket. While the Rocket Money app is free, there is a subscription fee if you want to use Premium features, like concierge services or premium chat. Recently they have been adding more great features, most likely to attract more Mint users. Mint made it easy to see if I had extra revenue that needed to be assigned to a budget item but I don’t see this capability in Copilot Besides that, this is the best option of the ones I tried (YNAB, Rocket Money, Crappy Karma) Your fonts are too small and that is the reason why I currently prefer Rocket Money over your app. just to check your subscriptions and track your money, rocket money would be free. Internet Culture (Viral) Amazing; Animals & Pets Experian on Rocket Money vs FICO on Discover . For adults (chronologically anyway) that are just now starting to budget which app do you recommend? Articles lean more towards Mint but here I seem to see people prefer the free version of Rocket Money, but I may be misreading that. In case it will help anyone else facing the same decision, I've included a link to my comparison (google sheets doc). Mint users often reported missed subscriptions, while Rocket Money started with this feature since Day 1. These financial management services both help you spend less and get your finances in order, but they do have some key differences. Here’s more info I can add about them: I’ve been using Rocket Money (formerly TrueBill) for nearly 3 years. I like the interface & how it tracks. Discuss topics related to Personal Finance, Money, Budgets, Careers, Investing, Retirement, and FIRE 💸📊💳When comparing options I recommend looking at Rocket Money. I tried monarch for 6 months and wasn’t really a fan. How do you pick? Rocket Money -- great UI, low cost and free if you have a Rocket Mortgage, good card offer which pays down your mortgage with points, great daily flow using a transaction list with easy categorization, easy to use, effortless, lacks manual entry for individual accounts (possible deal breaker), great customer service, integrates all of my accounts. Jumped ship about 1. Tools and spreadsheets. While Empower slightly edges out with its comprehensive financial tools, automated savings, and personalized advice, Rocket Money holds its own with specialized subscription management and I tried both apps and here is my review. Or check it out in the app stores Rocket Money, and then finally Monarch. People coming from Mint and not on board with the Baby Steps are going to have a rough time with ED. So say you have 3k in a medical category and $50 in an auto repair category, but you blow out two tires and have to spend $400 on new ones. They’ve been around and in the space a lot longer than Rocket, so I’d probably “trust” them a little bit more overall, but having said that, all these bank connections are mostly made with the same underlying tech and is quite secure. Nerd Wallet and Rocket Money use the Plaid app which doesn’t work with Fidelity. Problem is that the most recent 3 years of data came the bank, and so don’t have any of my mint annotations. Mint also allows for the manual addition of assets. I have resigned myself to using CK for big picture, at-a-glance net worth tracking and Rocket Money for nitty-gritty budgeting and spending tracking. Rocket Money (formerly Truebill) is a bill management and budgeting app best known for canceling unwanted subscriptions. Mint is a free budgeting app that gives you a complete overview of your finances in one place. com Price: A premium version on a sliding scale for $4 to $5 per month (but only if you pay for a year in advance at $48 to $60), or $6 to $12 if you pay each month. The layout is visually beautiful and clear, the features are extremely similar to mint, and you can choose how much you'd like to pay for it monthly, anywhere from $1-10. Rocket Money finally felt like the perfect tool for me and had me on track. I have successfully added my missing accounts manually in Rocket Money for now. I just want to keep track of where my money is going. monarch money $100/yr YNAB $100/yr quicken simplifi $48/yr wealthposition $60/yr rocket money $36/yr personal capital / empower tiller money $80 copilot money $95 But I have not looked into the features, I would like to have: import historical data from mint custom categories A discussion subreddit for popular budgeting software You Need A Budget. fidelity. They have a mobile app for you to see how much money you have left in each budget category. I’m not one to pay for apps like mint or rocket money but it really has helped me track my I recently paid for both Copilot, Rocket Money, Quicken Simplify and Credit Karma (moved Rocket Money vs Mint? I downloaded both, added an account and played around with Bottom line: You should be the one controlling your budget—not Rocket Money! The app also tracks your spending. I like how CoPilot refreshes my accounts quicker. I think years ago I tried Mint and at that time it didn’t work for me. The big difference is that it is an envelope budgeting system where you only get to budget with money you currently have, where is apps like Mint are more of a spending plan, trying to answer the question “in a normal month, what’s my normal income what could I Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. Monarch Money costs a straightforward $8. Comparison: Rocket Money vs. 5 years ago after using Mint for about 7 years. They were part of the Intuit family of products—meaning they were related to TurboTax, QuickBooks, Credit Karma and Mailchimp. They rely on bots for support. Appreciate any feedback! As a Mint refugee, Monarch Money is awesome!! I used MS Money after that. I'm able to now track some accounts I couldn't track in MINT. Ha, I just got the Rocket Money app. If mint doesn't have access to the cash (or "core" or whatever) account, then all they see is that money going into a void, and then reappearing when you invest it. This means Mint is more comprehensive for creating custom budgets So far so good with Monarch as it appears to be a direct replacement with the features I was using with Mint. Mint: Which budgeting app should you choose? If you just need a budgeting app to help you monitor your spending and to stay on track, Mint is better than Rocket Money. Select the “Mint” choice during the import process to move transactions from Mint to Quicken Simplifi. Mint may work for some but I personally don't trust their indemnification clause in their ToS, and you can bet your bank has the same clause when you've given out passwords to third parties. I used Mint as a way to capture rental property transactions as well, so the "Transactions" section is particularly important to me. They also have an “ideas” section that shows you what’s been A place to discuss the Mint. I do not have experience with Rocket Money. I did use the bill negotiation before when the service was called trubill and it lowered my att bill. It is a different way to budget, but it is great. (Not Monarch because it’s too expensive for the account issues and maybe I’ll look at it again in 1-2 years). If you are a former Mint user and looking for a replacement, there are plenty of popular budgeting apps at Rocket Money vs. Related to personal finance, budgeting, money and financial matters. However, it take dedication to keep it up to date and doesn't give the more clear picture of your overall finances. /r/GuildWars2 is the primary community for Guild Wars 2 on Reddit. Plus, through its partnership with BillShark, it now offers bill negotiation. In this new era of misinformation and obfuscation, Reddit is . Both are good at different things and both can do things the other cant. It may be your choice but the question was what’s the most similar to mint, from I’ve seen that is not rocket money. Fees. If you are wanting to do an actual budget as opposed to just seeing where you've spent it previously, it's a very user-friendly interface, and forces you to keep track of exactly where your money is going. Mint feels more like expense tracking while YNAB feels like actually budgeting. US. For better or worse, ED is the most opinionated budget app I’m aware of and if you’re not bought in entirely it’s not a great experience. Also read Simplifi did not support one of my 401ks For a Detailed Look Comparing Rocket Money vs Empower. By contrast, most of Mint’s I went with Rocket Money’s free plan, does what I need it to. So Mint says I should know this or ask Alight. It is free and very helpful for reviewing spending that can then be coordinated with budgets. The fonts on Rocket Money are way bigger than Simplify. The free version of the app has everything you need, including budget category customization which the free version of Rocket Money lacks. which is a key UI difference vs. I'm a current employee of Rocket Money, but also a power user for 4+ years. I was also unable to add multiple properties on Rocket Money. For those not wanting to use The mobile app lets you add manually tracked "properties" as well, just like Mint (cars, cash, and whatever else). ED does 1 thing, which is automate the baby Welcome to r/fintech -- a place to discuss how technology is changing financial services. Now that I’m used to it, it’s a bit less flaky than mint. With Rocket Money, I wasn't able to add all the accounts I had on Mint. Discover the top personal finance and budgeting apps for 2024 to manage your budget, track spending, and check credit scores. I am a bot, and this action was performed automatically. I think MINT account refresh was quicker and smoother, but overall I now prefer Monarch. If Rocket Money and Mint don’t meet your specific financial planning needs, platforms like YNAB and NerdWallet offer unique capabilities around Rocket money is free, I used it along with mint. You may find these links helpful: Budgeting. The import including Mint categories now made the process much easier. for $10/month, this won't work for me to reconnect. If it has notifications like that, I am not aware of them. It’s not free ($49/yr) but it’s so much better than Mint IMO and I’ve been able to keep up with it for over 2 years unlike Mint. Requires a web server. Rocket makes a competing app, Rocket Money, which I have no tried. ) Monarch Money 2. I have my sights on Copilot, Monarch, and Quicken Simplifi (and possibly rocket money if I can be convinced). I mean Mint app worked pretty well for me for the past few years and even the rules worked fine. It’s r/Zwift! This subreddit is unofficial and moderated by reddit community members and Zwift community managers. While Monarch is a paid service they do offer 30-day free trial, and half price on first year for MINT users. Here are my takeaways: Simplifi and Rocket Money did not have transactions widgets, which are really nice for checking things without opening the app. Mint. Mint to find out which is best for your personal situation is key before downloading either application. Free option available; Costs from $3 to $12 per month depending on your needs; Includes budgeting, bills, and payments; 7-day free trial Mint has been a loveeee of mine for years and year and years. Also, why do we have to switch from the dashboard ==> accounts, instead of be able to view everything on the dashboard like the other competitive apps do, sample: Rocket Money, Mint, Every I've really been enjoying YNAB for a more active approach to budgeting (vs. Mint was great because it was free, and most of the best budgeting apps charge at least a small fee, but there are affordable apps that can help you get control of your budget. I’ve used Mint for years, and it’s worked great for me. 99 a month. Rocket Money vs. I know my bro-in-law previously mentioned he gets a free financial planner through his work through you guys, so I thought I'd check this trial out. Yeah, you read that right – smart savings, bill negotiations, and subscription cancellations. Card # 1: Discover Card since 2020 Well mint and monarch money have true transaction splits, but their model is a bit different than Simplifi, they don’t have that “bill” concept. I have been using Intuit Mint for 5 years ever since coming to the US. the paid versions: Mint gives you access to almost every feature of the app for free. I like YNAB for the virtual money envelope budgeting where every dollar has a job and if you go over budget in one category, you can pull from another to zero it out. Rocket Moneyoffers many of Mint’s core features, including Rocket Money vs. comments sorted by Best Top New Controversial Q&A Add a Comment Helpful-Air5528 • I see Rocket Money didn’t meet your needs. There are some things that take a few more taps/clicks than they do in Mint, such as viewing total spending vs the prior Monarch looks like they are copying mint the hardest from my casual review, rocket money stood out with it's bill negotiation, but it seems they are also ripping people off for the service. Empower is free and essentially the same thing for the most part as Mint. It’s pretty new and has some warts (IMO), but it’s usable. Stopped using it for a while, and recently re-started. View Offer. I used mint for 8 years and have since tried many of the alternatives like monarch and rocket money and was not really a fan of any of them. Offering for Mint customers: Three months free, and the company has posted a guide to importing Mint data. I’m using Simplifi. My husband 25M and I 20M plan on moving Out of my parents I have been trying to lower my cable/phone Astound/RCN for years, other companies do not cover my area/block in NYC, and Rocket money just lowered my bill another $55 per month for 12 months, they take 35% but that saved me approx $400 out of $635. 29 votes, 36 comments. but tracking your spending is always a good idea. Quicken. I honestly can’t do it on my own. Monarch Money vs Rocket Money Cost . The closest to mint I’ve found is Rocket Money. I use a combination of YNAB for budget and Rocket for spending tracking. This means I'm CONSTANTLY adjusting categories in Mint. Mint helps you track your spending, set budgets, and see where you Mint Overview. Premier customer support Our live customer support team stands ready to assist with any issue, large or small. Reply reply gbeirn • I went to Monarch as well. Overall I think my mint data is going to sit around for 6 months while the world kicks the collective tires on finance apps and a winner emerges from the Get the Reddit app Scan this QR code to download the app now. A couple tips - one is to use standard and consistent categories for all spending. Also, I was not fond of the Dashboard and UI as much. Mint was just never flexible enough. Well, when I called Alight they transferred the phone to Citigroup Benefits who said they don't support Mint, lol. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. MonarchMoney vs Simplify vs Mint upvotes /r/StableDiffusion is back open after the protest of Reddit killing open API access, which will bankrupt app developers, hamper moderation, and exclude blind Mint calculates and tracks total net worth (an important feature for me) and automatically updates home and vehicle values. I love lunch money in terms of all the analytics and the way that they have scoped all the functionality. my. Comparing Rocket Money vs. I chose it because it has a way to save all my mint data. Mint App. If you want something to just track where money is being spent (need to track spending for at least a month before budgeting) i use personal capital, far better than mint in my opinion. My decision came after quickly realizing they weren't going to provide even a starting point for the budget based on my bank transactions. I used Mint for 15 years and primarily used it to monitor account balances and transactions. Here are couple reasons to give Rocket Money a try: Rocket Money makes it easy to set up a budget that automatically monitors your spending by category and keeps you on track towards your goals. Rocket Money seems to be more focused on monitoring your spending. Budgeting First time ever posting, but wanted everyone's opinion. My unpaid for and real world ranking of alternatives as a long time Mint user. Be the hero your bank account deserves! We're not just an alternative; we're the upgrade Mint never knew it needed. I already deleted the Credit Karma account. TL;DR. On the budgeting side, Mint’s free version offers similar features to Rocket Money’s free version, but Mint does allow you to track your net worth and create unlimited budgets for free. In this video we will be breaking down the top 3 budgeting apps: YNAB, Mint, and TrueBill (Rocket Money). Its paid version removes the ads and pop-up offers that typically appear when you’re using the app. The Mint-CK migration is awful! So much useful data lost in the noise of Intuit trying to sell me stuff I don't need/want. However, we have been using Mint for years. My biggest complaint from trying out Monarch is the the budget tool starting with a “full bucket” and transactions subtract from the bucket, rather than starting with an “empty bucket” and the transactions fill up the bucket way that Mint showed your monthly budget categories. I first signed up just to compare to Mint, and there are quite a few features in RM that I like that aren’t in Mint. We use both Rocket and YNAB. My Monarch trial ends today, still on the fence whether I will keep Monarch and CoPilot for a year and like you, figure out which one suits my needs better. Mint is a good IDEA, a web-based service that could supplant what Quicken does, and seems, theoretically, entirely possible, it's just that Intuit is not doing a very good job of it. This will help to Money Patrol is free, and includes linking to bank accounts, and also has additional features at $20/year. Rocket Money doesn’t track net worth or property values, only total cash, and doesn’t allow any accounts or other assets to be manually added. it's pay what you want with a minimum of $5 a month. I had it as a secondary after I switched to Mint because it could track Apple Card. 33 if you choose to pay annually. I am LOVING Rocket Money! Thank you Intuit for downgrading to a crappy platform and forcing away a loyal customer, because I love Rocket Money even better! is great, thank you for putting the time in and sharing. The Rocket Money vs. In early November, the Mint categories did not come in and I spent hours recategorizing. If you can get 1-month ahead of your budget, that means the money you bring in this month goes towards next months budget. A couple of things that I like about it: My wife and I can log in to our own accounts and the data in Rocket Money is shared. Recently tried Every Dollar as well. The time investment can be significantly higher. Not Monarch's fault. (Not choosing Simplifi because their mobile app ios looks like an awful experience. Monarch Money: Pros: + UI and UX design is very sleek and efficient as it's pretty similar to Mint. Actually, UI/UX of Monarch Money are way better and more enhanced than Mint in many ways, but also retain the familiarity of Mint. With the switch to Credit Karma, my primary line of credit has become a black hole in my net worth summary and transaction history. Well first, the Rocket Money app does more than just manage subscriptions, and is part of a larger Rocket ecosystem that includes mortgages, car financing and other kinds of loans. Currently i can only hide Get the Reddit app Scan this QR code to download the app now. Here's how NerdWallet and other free budget apps compare as well as things to weigh. Rocket Money at least had that mostly covered where I could adjust to settings as close as I had to Mint. If you are an individual who is interested in tracking investments, then you should go for the Rocket Money. One of the best ways to know if a money saving app is going to work for you is to figure out what services it offers. I was a Mint user for just over 14 years, but have also been using Rocket Money for over 3 years (I originally created an account to compare to Mint). I used Mint for my Dad and Aunt, one or two banks only for them so simple stuff. But that’s the best free option I’ve found so far. xyz) - all around Monarch - all around Copilot - all around YNAB - budgeting only Kubera - net worth If you want to use a spreadsheet, go with Tiller. I have now landed on Rocket Money. Monarch was great in doing the import from Mint and I migrated the data easily. It was one of the first platforms that would automatically scan and categorize your transactions, so that you could see where your money was going. EveryDollar . Monarch and Rocket have substantially slowed down over the last month, presumably over the Mint refugees. Rocket Money is featured in our best budgeting apps guide. , More transaction tracking to get an idea of where their money goes. Mint: Final Verdict . Be aware that Mint allows a maximum of 10,000 transactions per They're offering a 50% off discount on your first year for Mint users (MINT50) and their team is active on Reddit listening to customer feedback and quickly implementing improvements. As a long-time Mint user, what initially drew me to Monarch Money was the ability to import my data from Mint as a first-time user. The connections were so unreliable with Mint that it was barely usable any longer. Mint: What is Better For You. When comparing cost, Monarch Money is slightly more expensive than Rocket Money. I am still getting used to how the layout is, since my net worth is not automatically there on the landing screen, but everything that was in Mint budgeting wise is even better with Rocket Money. It’s basically like everything that you could There are many Mint alternatives to explore before the app shuts March 23, 2024. vnuzz wsowlpo tzekfl oij dnciq rrml ssoatd omsk vkbeu pmpwt